The National Council, along with the Mental Health Corporations of America, founded and endorsed the Mental Health Risk Retention Group to provide innovative liability insurance customized to meet the evolving coverage needs of behavioral healthcare providers.

MHRRG is a liability insurance company owned by its policyholders. It offers stabilized premiums, protection against arbitrary cancellation, quality coverage, and a loss prevention program.

MHRRG is managed by a team of experts that includes distinguished attorneys, nationally known actuaries, reinsurance companies, and underwriting managers with decades of experience specializing in liability insurance for behavioral healthcare. Negley Associates, founded in 1960, is MHRRG’s underwriting management firm and serves the insurance needs of healthcare and social service providers. View the video “What Sets Us Apart” to learn more about MHRRG.

MHRRG offers the following types of insurance coverage for behavioral health organizations

• Professional liability               
• General liability                   
• Directors and officers liability           
• Excess liability               

Some unique features of MHRRG insurance include

• Physician coverage
• NO sexual misconduct exclusion
• Employment practices liability under D&O
• Defense costs in addition to policy limits

Shareholder dividends

As a risk retention group, MHRRG's profits benefit the policyholders through dividends. To date $6.1 million has been paid to shareholders.

Loss prevention

MHRRG's series of loss prevention DVDs, CDs, and written educational materials is complimentary to policyholders. Topics to date include dealing with loss prevention relating to medication errors, sexual misconduct, violent clients, wrongful termination of employees, responsibilities of directors and officers, and patient placement.

Hotline

A free risk management hotline is available to policyholders to answer questions on how liability claims can be prevented.

Protecting against cancellation

Shareholders are entitled to a peer review process and a one-year notice before coverage is terminated.

Specialized claims handling

MHRRG's claims staff is focused and expert on the unique problems of behavioral health, such as those related to sexual misconduct, suicide, and client violence.  Their expertise has helped MHRRG down the cost of claims to the most competitive in the industry.

Negley risk management awards

The Negley Awards are a series of cash grants presented annually to provider organizations that demonstrate excellence in risk management practices. The awards recognize outstanding achievements in risk management by community mental health centers and winners share their risk management strategies with the mental health community through workshops at the National Council Conference. The awards are the President’s Award of $15,000, the Chairman’s Award of $7,500 and the Board of Director’s Award of $7,500. The awards are presented annually at the National Council Conference.

Learn more about MHRRG and talk to an expert about your liability insurance needs — call Marilyn Udis at 1-800-845-1209 or email mudis@jjnegley.com and visit www.mhrrg.com.